# Yield Funded Products

Yelay's innovative infrastructure opens up a world of possibilities for businesses to create unique, yield-funded products and services. By leveraging Yelay's technology, companies can offer their customers exciting rewards and experiences, all powered by the yield generated from securely held digital assets.

The Concept: Yield-funded products represent a paradigm shift in how businesses can incentivize and reward their customers. Instead of traditional loyalty programs or discounts, companies can offer products or services that are essentially "self-paying" through the yield generated on the customer's collateralized assets.

### Examples of Yield-Funded Products

1. **Self-Paying Gift Cards:** Customers deposit assets, and the yield funds gift card balances over time.
2. **Travel and Experiences:** Accumulate points or credits for flights, hotels, or unique experiences.
3. **Apparel and Merchandise:** Earn brand-specific items through yield generation.
4. **Subscription Services:** Use yield to pay for streaming services, software subscriptions, or news outlets.
5. **Charitable Donations:** Direct yield to chosen causes, creating passive philanthropy.
6. **Education and Courses:** Fund online courses or educational materials through asset yield.
7. **Gaming and Entertainment:** Unlock in-game items or content using generated yield.

### Benefits for Businesses

1. **Plug-and-Play Integratio**n: Yelay's infrastructure allows for easy implementation, reducing technical barriers.
2. **Enhanced Customer Experience:** Offer unique, value-added services that set you apart from competitors.
3. **Increased Customer Lifetime Value:** Encourage long-term engagement and asset retention.
4. **New Revenue Stream:** Businesses can offer rewards at a rate higher than their cost basis, creating a profitable model.
5. **Risk Mitigation:** Yelay's secure, non-custodial structure ensures customer assets remain safe.

### Benefits for Customers

1. **Passive Rewards:** Earn products or services without additional out-of-pocket expenses.
2. **Asset Appreciation:** While earning yields, the underlying assets can still appreciate in value.
3. **Flexibility:** Choose from a variety of reward options tailored to individual preferences.
4. **Security:** Assets remain secure and under customer control through Yelay's non-custodial structure.

### Practical Implementation

The implementation of yield-funded products through Yelay offers businesses a power way to engage customers. By integrating Yelay's SDK, companies enable their users to collateralize digital assets, with the generated yield automatically funding chosen rewards and creating a seamless experience where customers can earn tangible benefits without touching their principal investment.

As DeFi continues to grow, the potential for innovative yield-funded products is boundless. From everyday purchases to luxury experiences, Yelay's infrastructure is paving the way for a new era of customer rewards from digital asset yield.&#x20;
